EE MiCA Country Profile

MiCA-Regulated Crypto-Asset Companies in Estonia

Estonia, long known for its digital-first economy, oversees crypto-asset firms through the Financial Supervision Authority (Finantsinspektsioon). MiCA replaces Estonia's earlier virtual-asset regime with EU-wide authorization standards.

As of 18 August 2026, MICA Watch tracks 6 MiCA-related entries for Estonia (3 authorized CASPs, 3 white papers). Notable firms include Lightyear Europe AS, AS LHV Pank, Lightspark Payments Europe AS.

National Competent Authority Estonian Financial Supervision Authority (Finantsinspektsioon)

Crypto-asset service providers based in Estonia are authorized and supervised by the Estonian Financial Supervision Authority (Finantsinspektsioon) under the EU Markets in Crypto-Assets Regulation (MiCA).

6 Total Entries
3 CASPs
0 EMT Issuers
0 ART Issuers
3 White Papers
0 Non-Compliant

Authorized Crypto-Asset Service Providers (CASPs) in Estonia

3
Entity NameTrading NameServicesAuthorityAuth DateWebsite
Lightyear Europe ASproviding custody and administration of crypto-assets on behalf of clients | execution of orders for crypto-assets on behalf of clients | reception and transmission of orders for crypto-assets on behalf of clientsEstonian Financial Supervision Authority (EFSA)17/11/2025 Visit
AS LHV Pankproviding custody and administration of crypto-assets on behalf of clients| reception and transmission of orders for crypto-assets on behalf of clientsEstonian Financial Supervision Authority (EFSA)18/05/2026 Visit
Lightspark Payments Europe ASproviding custody and administration of crypto-assets on behalf of clients | exchange of crypto-assets for funds | exchange of crypto-assets for other crypto-assets | providing transfer services for crypto-assets on behalf of clientsEstonian Financial Supervision Authority (EFSA)15/06/2026 Visit

Crypto-Asset White Papers from Estonia

3
Entity NameCASP NameAuthorityWhite Paper
Estonian Financial Supervision Authority (EFSA)View document
Estonian Financial Supervision Authority (EFSA)View document
Estonian Financial Supervision Authority (EFSA)View document

MiCA Regulation in Estonia: What You Need to Know

Since MiCA became fully applicable across the EU in December 2024, any firm offering crypto-asset services in Estonia — such as custody, operating a trading platform, exchanging crypto for fiat, executing orders, or providing advice — must be authorized as a Crypto-Asset Service Provider (CASP). In Estonia, that authorization is granted by the Estonian Financial Supervision Authority (Finantsinspektsioon).

One of MiCA's biggest advantages is passporting: a provider authorized in Estonia can offer its services in every other EU and EEA member state without applying for a separate licence in each country. This is why the country in which a firm is authorized matters, and why MICA Watch organizes the register by member state.

The tables above list crypto-asset entities whose home member state is Estonia, based on the official interim registers published by the European Securities and Markets Authority (ESMA). Data is refreshed regularly; the current snapshot reflects the status as of 18 August 2026. For the complete EU-wide picture, browse the full registry filtered to Estonia or return to the interactive map.

MiCA in Estonia: common questions

How many MiCA-regulated crypto-asset entities are there in Estonia?

As of 18 August 2026, MICA Watch tracks 6 MiCA-related entries with Estonia as the home member state, including 3 authorised Crypto-Asset Service Providers and 0 e-money token issuer records. Figures come from the ESMA interim register and are refreshed as authorities publish changes.

Who regulates crypto-asset service providers in Estonia?

Crypto-asset service providers based in Estonia are authorised and supervised by the Estonian Financial Supervision Authority (Finantsinspektsioon), the national competent authority responsible for applying the EU Markets in Crypto-Assets Regulation (MiCA) in Estonia.

Can a CASP authorised in Estonia operate in other EU countries?

Yes. Under MiCA an authorisation granted by the Estonian Financial Supervision Authority (Finantsinspektsioon) can be passported across all 27 EU member states and the EEA, subject to notification requirements — a firm does not need a separate licence in each country.